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Digital Payments in India
Hardback
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- Book Synopsis
- Payment systems form the backbone of an economy. The spectacular growth in financial transactions has necessitated certain radical changes in the payment systems around the world. The technological revolution in the field of electronics and telecommunications has helped to bring about sophisticated developments in the payment systems in many countries. What seemed futuristic a couple of decades ago is pedestrian now. A well-defined payment system is, therefore, a crucial component of the financial infrastructure of a country. India has been enjoying a very healthy evolution of payment systems. This has been the result of a calibrated approach adopted by the Reserve Bank of Indiain the initial years as a developer, and in later years as a catalyst and facilitator. Presently, Indias payment systems are not only comparable to systems anywhere in the world, but are standards for other emerging economies to emulate. According to a survey conducted by The Economist Intelligence Unit for the year 2018, India is taking rapid strides in advancing e-payment capabilities and is one of the top-performing countries in terms of citizen-to-government (C2G), business-to-government (B2G) and government-to-business (G2B) transactions. In the 73-country survey, Indias overall ranking on the governments adoption of e-payments moved up to 28th in 2018, from 36th in 2011. The country holds top ranking on B2G and G2B, and comes third on C2G, jointly with Argentina. National Payments Corporation of India (NPCI) is the mainstay of payment systems and its proximate objective is to provide convenient anytime-anywhere payment services that are secure and easy-to-use. Not many people and organizations, both within the country and abroad, are aware of the payment systems existing in India. This book is an informative and descriptive document on the subject.
- About The Author
- Shri Jaspal Singh (IPS) is currently Inspector General of Police, Goa. He joined the Indian Police Service in 1996 and has served in Delhi, Goa, Puducherry and Andaman and Nicobar (A&N) Islands in various capacities. He has handled field assignments for 12 years in different ranks. He is the recipient of the Police Medal for Meritorious Service, Police Medal for Hard Duty and Lt. Governors Commendation for exemplary work in A&N Islands during the massive earthquake and Tsunami. While still a student, he was nominated as a member of the University Senate by the Governor of Punjab for his excellence in academics. Shri Jaspal graduated with Honours in Economics from Guru Nanak Dev University (GNDU), Amritsar, Punjab and holds a law degree from University of Delhi, Delhi. He also holds a Post-graduate degree in Management from GNDU, Amritsar, Punjab and a Masters degree in Computer Applications from Indira Gandhi National Open University (IGNOU), New Delhi. He was also a faculty member of the Department of Business Management, GNDU, Amritsar, Punjab. He also served as a senior executive with state-owned Hindustan Petroleum Corporation Limited. He has received training with the Police Department of Los Angeles (US) and also attended a course organized by the US Department of State on Advanced Explosive Incident Counter Measures. Shri Jaspal has also compiled a book titled Aman Ka Gehwara.
- Product Details
-
- ISBN
- 9788177084924
- Format
- Hardback
- Publisher
- New Century Publications, (01 November 2019)
- Number of Pages
- 196
- Weight
- 394 grams
- Language
- English
- Dimensions
- 230 x 145 x 22 mm
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